Alright, alright already. Yes, you can explore this website, learn a lot of stuff and not pay any money out of your pocket. Did you see No?

       But recognize, it still is not free. You have to take the time to explore many areas (and there are a lot of areas to explore). More than that, while you are learning, you are not yet earning. You have to do something to earn something. This free gold nugget could be very valuable. If you pick it up, we hope some day you will pass it on. And maybe you will make a donation, enter a program or become a member.

       One last thought, creating this website to help you has taken thousands of volunteer hours. It may not be money out of our pocket, but there certainly was a cost. These volunteer hours are our way of thanking you for exploring our website. If you pass it forward, you pay us back.