Financial Planning 101

        Did you ever notice how people pay more attention when you start talking about money, especially if it is theirs? After 14 years as a social worker, the difference to Warren was dramatic. As Chimorel’s focus changed, we uncovered more than 2000 strategies to help individuals, businesses and nonprofit groups achieve their financial objectives. You will be exposed to many of these strategies throughout your exploration of this website, as you become a member, as you acquire our CDs and as you complete various training modules. Some concepts will grab your attention boldly. Others will sneak up on you as you think about what you are reading. In other areas of this website, you will learn about Comprehensive Financial Planning, Step by Step Financial Planning and our unique 7*3*5 PlanSM. Below we ask questions you may want to be thinking about.

       Do you have an adequate retirement plan? ... enough life insurance? ... disability coverage? ... a will? ... suplemental coverage to cover serious accidents and illnesses? ... a good education? Do you understand risk management? ... estate planning? ... asset allocation? ... long term care? Do you like your job? Does it pay adequately? Are you thinking about starting your own business? Do you like to travel? Do you want to build the house of your dreams or remodel your current house? Have you reduced or eliminated your potential estate taxes? Have you made charitable contributions a part of your planning? Do you know why you should?
© The Chimorel Group 2005