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"How do I pay this one?"    "Do they think money grows on trees?"
There is both an art and a discipline to coping with bills !!!
       When there is less money than month, what do you do? It's too easy to just say spend less. The best answer is to earn more and we can show you how, but that doesn't pay the bills for last month. The art part involves setting priorities, negotiating with creditors, juggling for a while and finding ways to increase income. The discipline part means setting priorities, spending less, making the boss happy and finding a quiet place to compose yourself.